Fees

Fees Description
Appraisal
From: $0 – $2,000 		Fair market value assessment of a property completed by a licensed appraiser. Prices vary depending upon appraisal type, investor, property type, size and location. Expected fees:
  • Exterior appraisal: $400 – $1,000
  • Interior appraisal: $400 – $2,000
  • PMI removal appraisal (1 unit): $450 Fannie Mae, $775 Freddie Mac
  • PMI removal appraisal (2 – 4 units): $750 Fannie Mae, $850 Freddie Mac
In addition, an appraisal could require a reconciliation. Reconciliation fee varies per above.
Assumptions
From: $0 – $900 		A new buyer takes over the existing mortgage from the seller, including but not limited to, the original loan balance, interest rate, terms, and remaining balance. The fee varies based on state regulations and investor guidelines.
Bankruptcy Fees and Costs
From: $0 – $5,000 		Varies based on time involved. CrossCountry Mortgage, LLC follows the fee structure set forth by the investor.
Breach Registration Fee
From: $0 – $75 		For customers in the state of North Carolina only. Fee for registering the breach letter, when sent, with the North Carolina Commissioner of Banks.
Broker Price Opinion (BPO) Fee
From: $0 – $550 		An estimate of property value as determined by a licensed real estate broker. Expected fees:
  • PMI removal interior BPO: $190 Fannie Mae, $150 Freddie Mac
  • Other BPO fees: Exterior BPO: $90 – $126; Interior BPO: $130 – $216
  • Automated Valuation Model (AVM): $10 – $12
CEMA Attorney Closing Fee
$400 		Attorney fee for holding and delivering the collateral file and attending the closing. This fee is payable to the CEMA attorney and is due at the time of closing.
CEMA Exchange Law Firm Preparation Fee
$250 		Attorney fee for preparing necessary documents (Assignments/Allonges). This fee is collected upfront and is non-refundable.
CEMA Processing Fee
$250 		Fee paid to the mortgage servicer for processing the CEMA file. This fee is collected upfront and is non-refundable.
Foreclosure Fees and Costs
From: $0 – $10,000 		Varies based on time involved, attorney hourly rate, type of foreclosure (judicial/non-judicial), and state and jurisdictional requirements. CrossCountry Mortgage, LLC follows the fee structure set forth by the investor.
Foreclosure Litigation Costs (including Attorneys’ Fees)
From: $0 – Extensive 		Varies based on nature of the matter, time involved, actions required, the attorney’s hourly rate and the type of foreclosure (judicial/non-judicial). CrossCountry Mortgage, LLC follows the fee structure set forth by the investor.
Inspections Fees
From: $0 – $675 		Fees vary based on type of inspection and number of units:
  • Standard Inspection: $30
  • Rush Inspection: $45
  • Multiple Units: $20 for the 1st unit, $10 for each additional unit
  • Maximum Charge: 52 units + 24 hour rush + Consolidated Report = $675
Late Charge Fee
From: $0 – Varies 		Late charges vary and the amount assessed is based on specific loan documents and state restrictions.
Lien Release Processing Cost
From: $0 – $15 		Varies based on fees incurred for processing, state regulations, and investor guidelines.
NSF or Returned Check Fee
From: $0 – $50 		Varies based on fees incurred for processing, state regulations, and investor guidelines.
Origination Fee
From: $685 – $995 		One-time fee for processing and administering the loan.
Property Preservation Fees and Costs
From: $0 – Extensive 		Varies based on condition of the property, extent of work needed, hours required to complete the maintenance, and vendor hourly rate. CrossCountry Mortgage, LLC follows the fee structure set forth by the investor.
Recast Fee
From: $0 – $300 		Varies based on state regulations and investor guidelines.
Recording Cost
From: $0 – $625 		Varies based on fees charged by the county recorder.
Subordination Fee
From: $250 		Fee only applies in states where permitted.
Title Endorsement Fee
From: $0 – $1,000 		Pass-through fee paid to title company for property modifications completed on FNMA loans.
Title Search Fee
From: $0 – $200 		Dependent upon whether it is a search or if an ALTA policy is issued. ALTA policy may exceed $200 when a policy is required.

Last updated: June 2, 2026

Please note

The above fee schedule is subject to change without notice‭. ‬Actual fee charges may vary depending on the location‭ ‬of the property‭, ‬applicable law‭, ‬and your loan documents‭.‬